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USDA Loans

We offer top loans to eligible low to middle income borrowers

USDA Loans

Backed by the USDA, rural Loans are similar to VA and FHA, except they are only available in selective rural areas and have income limitations. USDA is a 102% loan with no down payment required and does not need monthly mortgage insurance. The USDA loan is not limited to first time homebuyers.

The seller can contribute up to 6% of the purchase price towards buyers closing and prepaid costs. Financing is available as a 30-year fixed only, for single-family residences and condos only.

Reasons To Get USDA Loan

  • No down payment required in most cases.
  • Low monthly mortgage insurance (PMI).
  • Typically lower interest rates than other loan types.
  • Easy streamline refinancing option.
  • Flexible credit guidelines.
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