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Specialty Loans

We offer a variety of different Specialty Loans to suit your needs

I want to buy a home
I want to refinance a home

Specialty Loans

At Melco Legacy Loans. we understand that not everyone can qualify for conventional loan programs.

That’s why Melco Legacy Loans, now offers specialty loans programs in addition to our traditional home purchase options that can help you achieve your homeownership goals.

Reasons to get a specialty loans

  • No Mortgage Insurance Required
  • Up to 85% loan to value financing
  • LLC ownership allowed
  • Maximum DTI 43%
  • 1 – 4 Units Allowed
  • Highest required credit score of 680 for 85% LTV, lower scores for lower loan to values
  • For LTVs of 70% or less there is no limit to the number of currently financed properties
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