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FHA Loans

Our Loan Officers understand the benefits of FHA loans


FHA loans are insured by the Federal Housing Administration. Often, FHA loans are more lenient when it comes to debt ratios and borrowers can put as little as 3.5% down.

FHA loans also require a lower credit score than conventional loans. While FHA loan requirements are more flexible, borrowers are required to obtain up-front mortgage insurance and maintain it for the life of the loan.

Reasons To Get FHA LOAN

  • Great for first time home buyers
  • Lower credit scores allowed
  • Higher debt-to-income ratios allowed
  • Typically lower interest rates than other loan types
  • Down payments as low as 3.5%
  • FHA loans allow sellers to contribute up to 6% to cover closing costs
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